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Inflation is squeezing retirees and the safety net
Social Security helps about 70 million Americans, but benefits can lose ground when prices rise. This cause focuses on protecting full yearly cost-of-living increases (COLA) and preventing future benefit cuts tied to trust fund shortfalls. Winning means Congress passes a bill like H.B. 6079 within 12 months to lock in accurate COLAs and protect scheduled benefits.
For many older Americans, Social Security is the difference between getting by and falling behind. About 40% of seniors get at least half their income from Social Security, and about 1 in 8 rely on it for almost all their income.
When living costs rise fast—especially health care—small gaps in the annual cost-of-living increase can mean choosing between basics. And if the trust fund runs out around 2035, benefits could face an across-the-board cut of about 20% if Congress does nothing.
Most leaders say they won’t cut Social Security, but they disagree on how to pay for full benefits over time. That deadlock makes it easy to delay action until the problem is closer.
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