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Surprise medical bills are down, but gaps remain
Medical debt and unexpected bills can still hit people after a hospital visit. The No Surprises Act has reduced many surprise bills, but enforcement problems and loopholes—like ground ambulance charges—still leave families exposed. Winning means stronger enforcement plus practical debt-relief programs that prevent long-term financial damage from getting care.
A single emergency can lead to bills you did not agree to and cannot afford. That can trigger collections, hurt your credit, and make it harder to rent an apartment, buy a car, or get a job.
Protections exist, but they only work if they are enforced and easy to use. Closing loopholes and clearing the dispute system can help make sure people get care without a second crisis afterward.
The No Surprises Act dispute system has faced lawsuits, rule changes, and a large backlog of payment disputes. Many people also do not know their rights, and ground ambulance bills are still a major gap.
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