Medical debt and unexpected bills can still hit people after a hospital visit. The No Surprises Act has reduced many surprise bills, but enforcement problems and loopholes—like ground ambulance charges—still leave families exposed. Winning means stronger enforcement plus practical debt-relief programs that prevent long-term financial damage from getting care.
Why this matters now
A single emergency can lead to bills you did not agree to and cannot afford. That can trigger collections, hurt your credit, and make it harder to rent an apartment, buy a car, or get a job.
Protections exist, but they only work if they are enforced and easy to use. Closing loopholes and clearing the dispute system can help make sure people get care without a second crisis afterward.